Last reviewed on 22nd July 2023 by Martin Alexander (Mortgage Advisor)
Use our bad credit mortgage calculator to check how much you can borrow for a mortgage.
How will my mortgage be calculated if I have bad credit?
Mortgage lenders will carry out a credit check before submitting your mortgage application. Depending on your credit issues, lenders will either decline the application or base the loan amount on your credit problems.
Our mortgage calculator allows you to check whether a mortgage is possible with your credit issues. That being said, any mortgage calculator should only be used for guidance, so seek help from our experts if you require a mortgage lender that accepts bad credit.
By entering your credit problems and the amount you wish to borrow, our calculator will guide you on what’s possible. Online calculators are a great place to start, as they’ll give you an idea of how much you can borrow with your credit history.
Bad credit FAQ
Bad credit mortgage guides
About the author
Martin is a senior mortgage advisor and has held a CeMAP qualification for over 15 years while also completing an MBA in Global Banking & Finance.